Did you know that car insurance is not a one-size-fits-all proposition? It’s true. Not just any car insurance policy will do. Depending on your driving record, age, and other factors, your ability to find affordable car insurance might be more challenging than you think. You may have heard about Esurance and their affordable auto insurance policies. By combining data science with artificial intelligence and telematics, Esurance is able to provide an alternative to traditional car insurance providers – with lower premiums! If you are shopping around for new car insurance policies, read on to learn why you should use Esurance for your next policy needs.
Estimate your car insurance costs before you buy
Before you head over to Esurance’s website, be sure to get an estimate of your car insurance costs. The good news is that Esurance offers policyholders an online car insurance quote tool that helps you get a quick ball park figure of what your insurance costs will be. Before you request an auto insurance quote, you may want to see if you qualify for any discounts. Some of the most common auto insurance discounts include good student, multi-car, military, and accident forgiveness.
Esurance’s 24/7 roadside assistance service
Think about the times when you may have found yourself in a sticky situation on the road. What would you do in an emergency situation? Would you know who to call? If you have Esurance, you can rest assured knowing you have 24/7 roadside assistance. This includes assistance with flat tires, dead batteries, out-of-gas situations, and more. All you have to do is call them, and they will help you get back on the road! If you have an accident, Esurance’s roadside assistance even includes assistance with dealing with the other drivers. You can be rest assured knowing Esurance will help you through the process. And, even with Esurance’s assistance, you are never responsible for any costs. This coverage is included in your policy.
Auto repair assistance
If you are having your car repaired after an accident, Esurance’s repair assistance program may be a great asset to you. This program provides you with up to $2,500 towards the cost of your car repairs. This program is also available if your car is stolen or broken down. Note, however, that you are responsible for paying the repair shop’s diagnostic fee. With Esurance, you can be assured that your policy includes this auto repair assistance feature.
Esurance’s telematics feature
Did you know that some auto insurance providers are now using a feature called telematics to determine your premiums? This feature measures various metrics in your car, such as your speed, time of day, distance, and even how many passengers are in your car. The information collected is then used to determine your auto insurance premiums. Esurance also uses telematics to determine your premiums. The difference, though, is that Esurance’s telematics feature uses a device that is installed in your car. The device is used to collect the above data to help Esurance determine your premiums. By using this data, Esurance can help you get lower rates than if you were to just take your driving record into account. For example, let’s say you are a single person, drive a small car and are generally a very safe driver. On the other hand, let’s say your roommate drives a SUV and is known to drive a little bit more aggressively. By using telematics, Esurance is able to account for these differences and give you a lower rate based on your individual circumstances.
Convenience and digital services
Esurance offers many convenience and digital services that are designed to make your life easier. For example, Esurance’s DrivePlus feature allows you to track your driving data, help you save on car insurance premiums, and be a safer driver. With DrivePlus, you can track your speed, distance, and time of day. You can even set alerts to notify you when you are driving too quickly or driving too far. Additionally, Esurance’s Drive Rewards feature allows you to earn points for things like maintaining a good driving record, installing an app on your phone, and even for taking rideshare services. You can then redeem these points for various prizes, such as gift cards.
Now that you have read about the five reasons to use Esurance for your car insurance needs, the choice should be clear. Esurance’s data-driven approach to auto insurance provides policyholders with lower premiums, 24/7 roadside assistance, and an auto repair assistance program. While Esurance’s DrivePlus and Drive Rewards features may seem like a hassle, these digital services can actually be beneficial to you as a driver and could provide you with savings on your car insurance premiums.